With a More Rewards Card, you could get a low intro APR on balance transfers for 12 months, plus earn 30K bonus points by spending $3K in your first 90 days. And, one year of Walmart+.
If you're already a member, you can find out if you prequalify for a credit card before you submit an application. This won't affect your credit score.
“Navy Federal has been our choice for over 30 years. Hard to believe they can get any better, but they do.” Footnote 4
TrustpilotWe ranked #1 for customer experience among credit card issuers in Forrester’s 2022 U.S. CX Index™ Survey. Footnote 5 Learn More about the award from Forrester
Get the most out of your credit card. Redeem your rewards now. Learn More about Redeem Credit Card Rewards
Use your credit card to shop our online Member Deals. You'll get higher rewards just for purchasing through Member Deals, free shipping from certain retailers, exclusive offers and other perks. Learn More about Member Deals
Stay on top of your credit. Sign in to your Navy Federal account to easily view your credit score. Learn More about Get Your Credit Score
Demystify the application process. Learn how to apply, how long the process takes and what the impact will be on your credit. Learn More about How to Apply for a Credit Card
Credit cards are valuable tools to establish and build credit. Learn how they work and how to use them responsibly. Learn More about How Credit Cards Work
Visit MakingCents to learn what affects your credit score and how you can build a strong credit history. Learn More about Credit Scores & Reports
Learn how you can move your current credit card balance to a Navy Federal card to consolidate debt and potentially lower payments. Learn More about How to Do a Balance Transfer
Go to Compare Now Results pageAs of 09/18/2024, nRewards® Secured card rate is 18.00% APR and will vary with the market based on the U.S. Prime Rate. All other Navy Federal Credit Card rates range from 11.99% APR to 18.00% APR, are based on product type and creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. $49 annual fee for Visa Signature® Flagship Rewards.
Credit card value claim based on an internal analysis of Navy Federal’s average credit card APR assigned to members compared to the bank industry average credit card APR in 2023. The 2023 bank industry average data was obtained from the Federal Reserve’s G.19 Consumer Credit data release.
Claim based on the Nilson Report published February 2021, which ranks card issuers on balances outstanding as of year-end 2020.
The views expressed in the reviews are solely those of the individuals posting them. The testimonials are substantively the words of the individual reviewer, but may have undergone minor clerical revisions to ensure readability, add context, or protect private information. Any imagery displayed is for decorative purposes only and is not necessarily associated with the reviewer.
CX Elite brands are ranked among the top 5% of the 221 Brands covered in Forrester's proprietary 2023 CX Index™ survey. The ranking was based on responses from 165,545 survey responses for the market. The proprietary survey results are based on consumers' opinions of the experiences with the brands in the survey. Forrester Research does not endorse any company included in any CX Index™ report and does not advise any person to select the products or services of any particular company based on the ratings included in such reports.
The Navy Federal More Rewards American Express® Card is issued and administered by Navy Federal Credit Union. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license.
Since 1933, Navy Federal Credit Union has grown from 7 members to over 13 million members. And, since that time, our vision statement has remained focused on serving our unique field of membership:
"Be the most preferred and trusted financial institution serving the military and their families."
24/7 Member Services: 1-888-842-6328 Routing Number: 256074974
© 2024 Navy Federal Credit Union. All rights reserved
Navy Federal conducts all member business in English. All origination, servicing, collections, and marketing materials are provided in English only. As a service to members, we will attempt to assist members who have limited English proficiency where possible. Military images are used for representational purposes only; do not imply government endorsement. Terms and conditions are applied to gift cards.
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